Which of the following is an example of a named peril insurance policy?

Named peril insurance policies specifically list the perils that are covered within the policy. This means that if a peril is not mentioned in the policy, that particular risk is not covered. By having a defined list of specific perils, these policies clearly outline the situations in which the insured party can file a claim.

In contrast, broad insurance policies often cover all risks except for those specifically excluded, which provides a wider range of coverage but lacks the explicit detailing of perils found in named peril policies. The other options either reference different types of coverage not characteristic of named peril policies or describe exclusions that fall outside the scope of these specifically enumerated risks. Thus, the emphasis on listing only specific perils is what classifies this type of insurance policy.