What does Matt imply when he tells Shawn, "Don't worry my truck is insured"?

Matt's statement, "Don't worry my truck is insured," implies that his financial interest in the truck is protected, should a covered loss occur. This shows that Matt has taken steps to safeguard his investment in the vehicle against various risks, such as accidents, theft, or damage. By mentioning that the truck is insured, he provides reassurance that if something were to happen to the truck, such as it being damaged in an accident or vandalized, the insurance policy would help cover the costs associated with repairs or replacement, minimizing his financial loss.

This understanding reflects the fundamental principle of insurance, which is to manage risk and protect one's assets. Therefore, the implication of Matt's assurance extends to the idea that he has a layer of security regarding any unfortunate events that might impact the truck.